A Step-By -Step Guide To Picking The Right Cost To Replace A Car Key

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The Cost of Replacing Car Keys

It's not a major issue to lose your car keys. They can be easily and cheaply replaced. The cost varies by the key type, technology, and the location where you receive the replacement.

Keys that are classic and traditional can be duplicated at most hardware stores for less than $10 or through an locksmith in the automotive industry if you have proof of ownership (registration or title). The cost of replacing high-tech and sophisticated keys is more expensive, however they can be replaced at the dealer if needed.

Basic Key Fobs for Keys

The majority of cars manufactured from the 1990s come with key fobs that allow and lock doors by pressing buttons. Most are standard and fairly inexpensive to replace. However, the most advanced fobs can cost upwards of $1000 to be installed by an authorized dealer.

Dealerships are often the only ones with the equipment that is expensive to program the new key fob. This is especially true for European cars. Audi or BMW key fobs, for instance come with a color touchscreen that lets drivers turn off or on the car's navigation system or access additional information. Those features, combined with security systems made of the latest technology that can detect if a fob has been removed from its original location they are more difficult to duplicate than simpler fobs made by Nissan or Ford.

Some hardware stores and auto parts stores offer fobs that are replacements for less than the dealership. If you're not able to find a specific fob for your car There are a few aftermarket options that will work with the majority of models. They can be programmed using an owner's guide. Examine your warranty, auto insurance policy or roadside assistance coverage to see if it covers the cost.

Transponder Keys

Standard keys and fobs can be replaced for a relatively low cost. However keys with transponder technology will cost more. The chips, which are often referred to as mini-circuits, are what allow your car to recognize the key and begin.

This is because the chips, in conjunction with a special code disarms the vehicle immobilizer and allows the engine to run. This technology is present in most cars built after 2001. Although hardware stores can make traditional mechanical copies of your key, they are not capable of replicating the RF chips molded into the top of your current key. This is why you should go to a dealership for an expensive new key fob as well as the even more expensive programming service.

Many owners turn to their dealership when they have lost their keys. Many owners are unaware that locksmiths can create the exact key for a lower cost of replacement car key.

In addition to cloning keys, a professional locksmith can also change the transponder keys on your key. To do this, he/she she will need to have the equipment specifically designed for dealers, however it can be found in many automotive stores. You'll also require an original duplicate of the stolen or lost car key replacement cost key, as well as the owner's guide. The process may take longer and cost to replace car keys more if these items are not available.

High-Tech Keys

Some cars require high-tech key fobs that emit an electronic signal to open doors and even start the engine. The replacement process is a bit more complicated than making an ordinary transponder key, and could cost of a replacement car key hundreds of dollars.

These types of keys are usually created by dealerships, however locksmiths can also make keys for cost of replacing car keys them. You'll need your key fob along with evidence of ownership such as the title or registration of the car. Locksmiths charge about 20 percent less than dealers.

The main thing that determines the cost of a new key is whether there's an existing key that you can copy. Keys older than that don't have chips and can be copied at an hardware store in your area for about $10. A VATS (Vehicle Anti Theft System) key that is more recent has an internal resistor. It must be compatible with the car's computer. The key is available for copying for between $20 and $40.

There's an exception to this, however. The auto industry is the one that funds a trade group called the National Automated Vehicles Task Force. The organization manages an electronic database of key codes and allows dealers and Locksmiths to duplicate keys created after 2000 for VW, Mercedes BMW and Porsche. The Center for Auto Safety is an organization for consumer advocacy led by Ralph Nader. They have petitioned the Federal Trade Commission for an investigation into automakers' practices of keeping secret key codes and charging hefty prices to replace them.

Key Replacement at the Dealership

Not long ago, misplacing your car keys was not an issue. You could easily purchase new keys from your dealer in the event that you lost keys. However, today's cars are equipped with more and more modern technology and that means the process for replacing the keys to your car is more complicated -- and more expensive.

You can ask your local locksmith for basic bladed keys or a transponder key. Most locksmiths are able to cut keys for less than $10. If you have the switchblade type key or a high-tech smart key, your best option is to call roadside assistance and have your vehicle towed towards the dealer. You'll need to bring your proof of ownership documents with you, and you may be required to wait some time before the dealer has the key available.

Whether you lose a simple bladed key, a switchblade key or a sophisticated smart key, GEICO will assist you in getting back on the road with our 24/7 Roadside Assistance service. Note down your vehicle identification (VIN) typically located on the dashboard of your car or your insurance card. The VIN is required to purchase and program the right key for your vehicle. It is also essential to keep the spare key in a safe location.