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By clicking the "I Understand – Continue" button, you may be re-directed to a model new web site. Another issue that makes up your credit rating is how many kinds of credit you've — together with revolving and installment accounts — and the way properly you manage them. I've been lending on Kiva since 2009 and I'm excited every time I get an e-mail that I've acquired repayments and can make another loan. Yes, however you could be subject to a prepayment penalty, which might be equal to several months’ curiosity or a proportion of the remaining loan amount.

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