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In 1959, the bank made far more $25 million by providing FHA and VA house loans to prospective buyers. Prior to the 1960s the State banking laws prohibited banks from locating in other counties, having said that changed upbeat and Hudson City opened their first branch in Bergen County in Waldwick. This was only the beginner. In the 1970s, the bank opened 37 branches in 12 counties. In 1978, when the bank moved their headquarters to Bergen County their total deposits and assets were over $1.1 billion dollars.
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